2025 Balance Webinar Series
January - Basics of Personal Finance
From managing daily expenses to investing for retirement, this session helps participants set
personal finance goals, learn the basics of smart money management, and build a solid financial
foundation for the future.
Whether you’re just starting your financial journey or looking to sharpen your money management
skills, this webinar will equip you with practical tools and strategies to help you achieve your
financial goals. Learn how to create a budget that works, understand the importance of emergency
funds, explore different investment options, and discover ways to reduce and manage debt
effectively.
Key Takeaways:
• How to create and maintain a budget
• Strategies for saving and building an emergency fund Introduction to different types of
investments
• Tips for managing and reducing debt
• Understanding credit scores and their impact
Who Should Attend:
• Individuals new to personal finance
• Anyone looking to improve their money management skills
• People interested in building a strong financial foundation
• Anyone who needs a refresher on the basics
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January 16th Basics to Personal Finance Webinar - Watch Recording |
February - Unleashing the Power of Credit
Credit is a valuable financial tool, but knowing how it works is crucial to making it work for you.
This session delves into the fundamental aspects of credit, including credit scores, credit
reports, and their effects on your financial well- being. Discover the various types of credit, the
factors that shape your credit score, and effective strategies for building, maintaining, or
improving your credit.
Key Takeaways:
• Understand the basics of credit, including credit scores and reports.
• Learn how credit impacts your financial health.
• Explore different types of credit and what influences your credit score.
• Gain strategies for building, maintaining, or improving your credit.
Who Should Attend:
• Individuals wanting to improve or understand their credit.
• First-time credit users or those building credit.
• Anyone looking to enhance financial literacy.
• People aiming to repair or boost their credit score.
| February 20th Unleashing the Power of Credit - Watch Recording |
March - Tap into Wise Credit Card Use
Much like driving a car, understanding the rules and best practices of credit card use can
significantly impact your financial journey. In this session, uncover the essentials of using
credit cards wisely, from exploring various card types, interest rates, and fees, to finding the
card that best suits your needs. Uncover practical strategies for budgeting and managing debt that
empower you to use credit cards responsibly.
Key Takeaways:
• Understand how credit cards impact your credit score and overall financial health.
• Learn strategies to avoid interest charges and manage credit card debt.
• Discover tips to maximize rewards and benefits.
• Explore best practices for responsible credit card usage.
Who Should Attend:
• New credit card users looking for guidance on responsible usage.
• Individuals aiming to improve their credit score.
• People wanting to make informed decisions about credit card management.
March 20th Tap Into Wise Credit Card Use - Watch Recording
April - Are You Financially Healthy?
We’ll talk about what it means to be financially healthy – which is so much more than just your
credit score. True financial health is based on four key components: Spend, Save, Borrow, and Plan.
You’ll also confidentially determine your Financial Health Score and the steps to improve that
score.
Key Takeaways:
• Understand the four pillars of financial health: Spend, Save, Borrow, and Plan.
• Learn how to assess your overall financial well-being.
• Discover actionable steps to improve your Financial Health Score.
• Confidentially determine your personal Financial Health Score during the session.
Who Should Attend:
• Individuals looking to improve their overall financial wellness.
• Anyone interested in gaining a deeper understanding of financial health beyond just credit
scores.
• Those who want a personalized approach to improving financial health.
April 2025 - Are You Financially Healthy - Watch Recording
May - Dollars and Sense: Managing Money for a Healthier Mind
Did you know that your financial health can significantly impact your mental well-being? Explore
the powerful relationship between money and mental health by diving into how financial stress
affects your emotional state and learn how to create a balanced approach to money management, build
financial resilience, and reduce anxiety around financial decisions.
Key Takeaways:
• Understand the connection between financial health and mental well-being.
• Learn how financial stress impacts your emotional state.
• Discover strategies to manage money in a balanced, stress-reducing way.
• Build financial resilience to improve both financial and mental health.
• Gain tools to reduce anxiety around financial decisions.
Who Should Attend:
• Individuals experiencing financial stress or anxiety.
• Those looking to improve their financial habits and mental well-being.
• Anyone interested in a balanced approach to money management.
| May 2025 - Dollars and Sense: Managing Money for Healthier Mind - Watch Recording |
June - Buy or Rent: Weighing the Pros and Cons
Whether you’re a first-time homebuyer, a renter evaluating your next step, or simply curious about
the current real estate landscape, deciding whether to buy or rent requires careful consideration.
This session will help you navigate the pros and cons of both options by exploring the financial,
lifestyle, and market factors that influence this important decision.
Key Takeaways:
• Understand the financial benefits and drawbacks of both buying and renting.
• Learn how lifestyle factors and market conditions impact your decision.
• Discover how homeownership builds equity and the flexibility that renting offers.
• Gain tools to assess your personal financial readiness to buy a home.
Who Should Attend:
• First-time homebuyers considering whether to buy or rent.
• Renters evaluating if it’s the right time to transition to homeownership.
• Anyone looking for practical information to influence their housing decisions.
| June 2025 - Buy or Rent: Weighing the Pros and Cons - Watch Recording |
July - Mastering the Gig Economy
If you do gig work, you know how tricky it can get on the money management side of things. In this
jampacked presentation you’ll learn how to take control of your financials and get actionable steps
for simplifying healthcare, retirement, taxes, budgeting, savings, and more.
Key Takeaways:
• Learn effective strategies for managing finances as a gig worker.
• Discover actionable steps for simplifying healthcare and retirement planning.
• Understand tax obligations and budgeting tailored for gig income.
• Explore savings techniques to build financial security.
Who Should Attend:
• Individuals who earn income through freelance, contract, or project-based work.
• People who work independently and sell their services to clients.
• Individuals who are hired to perform specific tasks or projects.
• Anyone who participates in the on-demand economy and earns income through flexible work
arrangements.
| July 2025 - Mastering The GIG Economy - Watch Recording |
August - Raising a Money Smart Kid – Back to School Edition
Earning money, spending and saving are important lessons children learn very early on in life. This
session will help guide parents on effective ways to educate children about financial
responsibility that can last a lifetime.
Key Takeaways:
• Understand the importance of teaching financial responsibility to children early on.
• Discover effective strategies for discussing money management with kids.
• Learn how to incorporate lessons on earning, spending, and saving into daily life.
• Explore age-appropriate activities and resources to reinforce financial concepts.
• Gain tips on fostering a positive attitude towards money and saving.
Who Should Attend:
• Parents looking to instill financial literacy in their children.
• Caregivers and educators interested in teaching financial responsibility.
• Individuals seeking practical tools for discussing money management with kids.
• Anyone wanting to ensure their children develop lifelong financial skills.
*This session is designed for parents and their children.
| August 2025 - Raising a Money Smart Kid - Watch Recording |
September - Finances for New Families
Getting married. Having kids. These are natural progressions in life for many, but also present new
financial situations and decisions to make immediately, and for the long term. This session will
help you discover, prioritize, and design a workable plan for your family’s goals and lifestyle.
Key Takeaways:
• Create a joint financial plan and manage combined expenses
• Budget effectively for family finances, including baby-related costs and future needs
• Manage debt, build savings, and plan for education and retirement
• Safeguard your family with the right insurance coverage
Who Should Attend:
• Newlyweds or couples planning to get married
• New or expectant parents
• Anyone looking to align their financial plan with family goals
• Individuals interested in building a solid financial foundation for the future
October - Federal vs Private Student Loans
This workshop explains key differences between federal and private student loans, and compares
eligibility, interest rates, repayment plans and more. Participants will learn how to choose the
option that best suits their needs.
Key Takeaways:
• Understand the core differences between federal and private student loans
• Evaluate eligibility requirements and borrowing limits for each loan type
• Identify loan forgiveness and deferment options available for federal loans
• Choose the type of loan that aligns best with your education and financial goals
Who Should Attend:
• High school seniors, current college students, and graduate students considering or applying for
loans
• Parents or guardians supporting students with college financing
• Recent graduates beginning the loan repayment process
• High school counselors looking to enhance their knowledge of loan options