Deposit Products
| Saving Accounts | |||
| Effective Date: Wednesday, January 27th, 2021 | |||
| Rates are subject to change daily. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. | |||
| Account Type | Minimum Balance | Dividend Paid | APY* |
| Regular Shares | $100 | 0.05% Q | 0.050% |
| Kids Accounts | $25 | 0.05% Q | 0.050% |
| Christmas & Vacation Club | $100 | 0.05% Q | 0.050% |
| Super Share Draft Acct. | $1,000 | 0% M | 0.000% |
| Money Market Accounts | $1,000 | 0.10% M | 0.100% |
| $10,000 | 0.10% M | 0.100% | |
| $20,000 | 0.10% M | 0.100% | |
| $50,000 | 0.15% M | 0.150% | |
| Regular Certificate of Deposits | |||
| Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount. | |||
| Term | Minimum Balance* | Dividend | APY* |
| One Year | $500 | 0.10% | 0.100% |
| $10,000 | 0.10% | 0.100% | |
| $50,000 | 0.10% | 0.100% | |
| Two Year | $500 | 0.12% | 0.120% |
| $10,000 | 0.12% | 0.120% | |
| $50,000 | 0.15% | 0.150% | |
| Five Year | $500 | 0.15% | 0.150% |
| $10,000 | 0.15% | 0.150% | |
| $50,000 | 0.20% | 0.200% | |
