Deposit Products
Saving Accounts | |||
Effective Date: Friday, July 11th, 2025 | |||
Rates are subject to change daily. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. | |||
Account Type | Minimum Balance | Dividend Paid | APY* |
Regular Shares | $100 | 0.15% Q | 0.150% |
IRA Shares | $100 | 0.15% Q | 0.150% |
Kids Accounts | $25 | 0.15% Q | 0.150% |
Christmas & Vacation Club | $100 | 0.15% Q | 0.150% |
IRA & Regular Money Market Accounts | $1,000 | 0.50% M | 0.501% |
$10,000 | 0.60% M | 0.602% | |
$25,000 | 0.70% M | 0.702% | |
$50,000 | 0.80% M | 0.803% | |
$100,000 | 1.00% M | 1.005% |
Regular Certificate of Deposits | |||
Effective Date: Friday, July 11th, 2025 | |||
Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount. | |||
Term | Minimum Balance* | Dividend | APY* |
One Year | $1,000 | 0.50% | 0.500% |
$10,000 | 1.00% | 1.010% | |
$50,000 | 2.00% | 2.020% | |
$100,000 | 3.00% | 3.040% | |
Two Year | $1,000 | 0.75% | 0.750% |
$10,000 | 1.50% | 1.510% | |
$50,000 | 2.25% | 2.270% | |
$100,000 | 3.25% | 3.300% | |
Five Year | $1,000 | 0.50% | 0.500% |
$10,000 | 0.75% | 0.750% | |
$50,000 | 1.00% | 1.000% | |
$100,000 | 1.50% | 1.510% | |
Starter Share Certificates | |||
One Year | $50.00 | 1.00% | 1.010% |
Two Year | $50.00 | 1.75% | 1.750% |
IRA Certificate of Deposits | |||
Effective Date: Friday, July 11th, 2025 | |||
Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount. | |||
Term | Minimum Balance | Dividend | APY* |
One Year | $1,000 | 0.50% | 0.500% |
$10,000 | 1.00% | 1.010% | |
$50,000 | 2.00% | 2.020% | |
$100,000 | 3.00% | 3.040% | |
Two Year | $1,000 | 0.75% | 0.750% |
$10,000 | 1.50% | 1.510% | |
$50,000 | 2.25% | 2.270% | |
$100,000 | 3.25% | 3.300% | |
Five Year | $1,000 | 0.50% | 0.500% |
$10,000 | 0.75% | 0.750% | |
$50,000 | 1.00% | 1.000% | |
$100,000 | 1.50% | 1.510% |