Deposit Rates
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Saving Accounts
Effective Date: Friday, October 7th, 2022
Rates are subject to change daily. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts.
Account TypeMinimum BalanceDividend PaidAPY*
Regular Shares $100 0.15% Q 0.150%
IRA Shares $100 0.25% Q 0.250%
Kids Accounts $25 0.15% Q 0.150%
Christmas & Vacation Club $100 0.10% Q 0.100%
Money Market Accounts $1,000 0.25% M 0.250%
  $10,000 0.35% M 0.351%
  $25,000 0.40% M 0.401%
  $50,000 0.50% M 0.501%
IRA Money Markets $2,500 0.30% M 0.300%
  $10,000 0.40% M 0.401%
  $25,000 0.50% M 0.501%
  $50,000 0.60% M 0.602%

Regular Certificate of Deposits
Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount.
TermMinimum Balance*DividendAPY*
One Year $500 0.15% 0.150%
  $10,000 0.30% 0.300%
  $50,000 0.50% 0.501%
Two Year $500 0.20% 0.200%
  $10,000 0.35% 0.351%
  $50,000 0.65% 0.652%
Five Year $500 0.25% 0.250%
  $10,000 0.50% 0.501%
  $50,000 1.25% 1.257%

IRA Certificate of Deposits
Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount.
TermMinimum BalanceDividendAPY*
One Year $1,000 0.35% 0.351%
  $10,000 0.45% 0.045%
  $50,000 0.65% 0.652%
Two Year $1,000 0.40% 0.400%
  $10,000 0.50% 0.501%
  $50,000 0.75% 0.752%
Five Year $1,000 0.50% 0.501%
  $10,000 0.75% 0.752%
  $50,000 1.50% 1.510%

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