Deposit Products
| Saving Accounts | |||
| Effective Date: Friday, October 7th, 2022 | |||
| Rates are subject to change daily. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. | |||
| Account Type | Minimum Balance | Dividend Paid | APY* |
| Regular Shares | $100 | 0.15% Q | 0.150% |
| IRA Shares | $100 | 0.25% Q | 0.250% |
| Kids Accounts | $25 | 0.15% Q | 0.150% |
| Christmas & Vacation Club | $100 | 0.10% Q | 0.100% |
| Money Market Accounts | $1,000 | 0.25% M | 0.250% |
| $10,000 | 0.35% M | 0.351% | |
| $25,000 | 0.40% M | 0.401% | |
| $50,000 | 0.50% M | 0.501% | |
| IRA Money Markets | $2,500 | 0.30% M | 0.300% |
| $10,000 | 0.40% M | 0.401% | |
| $25,000 | 0.50% M | 0.501% | |
| $50,000 | 0.60% M | 0.602% | |
| Regular Certificate of Deposits | |||
| Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount. | |||
| Term | Minimum Balance* | Dividend | APY* |
| One Year | $500 | 0.15% | 0.150% |
| $10,000 | 0.30% | 0.300% | |
| $50,000 | 0.50% | 0.501% | |
| Two Year | $500 | 0.20% | 0.200% |
| $10,000 | 0.35% | 0.351% | |
| $50,000 | 0.65% | 0.652% | |
| Five Year | $500 | 0.25% | 0.250% |
| $10,000 | 0.50% | 0.501% | |
| $50,000 | 1.25% | 1.257% | |
| IRA Certificate of Deposits | |||
| Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount. | |||
| Term | Minimum Balance | Dividend | APY* |
| One Year | $1,000 | 0.35% | 0.351% |
| $10,000 | 0.45% | 0.045% | |
| $50,000 | 0.65% | 0.652% | |
| Two Year | $1,000 | 0.40% | 0.400% |
| $10,000 | 0.50% | 0.501% | |
| $50,000 | 0.75% | 0.752% | |
| Five Year | $1,000 | 0.50% | 0.501% |
| $10,000 | 0.75% | 0.752% | |
| $50,000 | 1.50% | 1.510% | |
