Deposit Products
| Saving Accounts | |||
| Effective Date: Sunday, January 29th, 2023 | |||
| Rates are subject to change daily. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. | |||
| Account Type | Minimum Balance | Dividend Paid | APY* |
| Regular Shares | $100 | 0.20% Q | 0.200% |
| IRA Shares | $100 | 0.30% Q | 0.300% |
| Kids Accounts | $25 | 0.20% Q | 0.200% |
| Christmas & Vacation Club | $100 | 0.15% Q | 0.150% |
| Money Market Accounts | $1,000 | 0.30% M | 0.300% |
| $10,000 | 0.40% M | 0.401% | |
| $25,000 | 0.45% M | 0.451% | |
| $50,000 | 0.65% M | 0.652% | |
| IRA Money Markets | $2,500 | 0.45% M | 0.451% |
| $10,000 | 0.55% M | 0.551% | |
| $25,000 | 0.65% M | 0.652% | |
| $50,000 | 0.95% M | 0.954% | |
| Regular Certificate of Deposits | |||
| Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount. | |||
| Term | Minimum Balance* | Dividend | APY* |
| One Year | $500 | 0.25% | 0.250% |
| $10,000 | 0.45% | 0.450% | |
| $50,000 | 0.75% | 0.750% | |
| Two Year | $500 | 0.45% | 0.450% |
| $10,000 | 0.65% | 0.650% | |
| $50,000 | 1.25% | 1.260% | |
| Five Year | $500 | 0.65% | 0.650% |
| $10,000 | 0.85% | 0.850% | |
| $50,000 | 1.75% | 1.760% | |
| IRA Certificate of Deposits | |||
| Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount. | |||
| Term | Minimum Balance | Dividend | APY* |
| One Year | $1,000 | 0.50% | 0.500% |
| $10,000 | 0.90% | 0.900% | |
| $50,000 | 1.25% | 1.260% | |
| Two Year | $1,000 | 0.90% | 0.900% |
| $10,000 | 1.25% | 1.260% | |
| $50,000 | 1.75% | 1.760% | |
| Five Year | $1,000 | 1.25% | 1.260% |
| $10,000 | 1.75% | 1.760% | |
| $50,000 | 2.25% | 2.270% | |
