Deposit Products
Saving Accounts | |||
Effective Date: Thursday, November 7th, 2024 | |||
Rates are subject to change daily. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. | |||
Account Type | Minimum Balance | Dividend Paid | APY* |
Regular Shares | $100 | 0.25% Q | 0.250% |
IRA Shares | $100 | 0.25% Q | 0..250 |
Kids Accounts | $25 | 0.25% Q | 0.250% |
Christmas & Vacation Club | $100 | 0.25% Q | 0.250% |
Money Market Accounts | $1,000 | 0.30% M | 0.300% |
$10,000 | 0.40% M | 0.401% | |
$25,000 | 0.50% M | 0.501% | |
$50,000 | 0.60% M | 0.602% | |
$100,000 | 0.70% M | 0.702% | |
IRA Money Markets | $2,500 | 0.40% M | 0.451% |
$10,000 | 0.50% M | 0.501% | |
$25,000 | 0.60% M | 0.602% | |
$50,000 | 0.70% M | 0.702% | |
$100,000 | 0.80% M | 0.803% |
Regular Certificate of Deposits | |||
Effective Date: Thursday, November 7th, 2024 | |||
Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount. | |||
Term | Minimum Balance* | Dividend | APY* |
One Year | $1,000 | 0.35% | 0.350% |
$10,000 | 0.65% | 0.650% | |
$50,000 | 1.00% | 1.010% | |
$100,000 | 2.00% | 2.020% | |
Two Year | $1,000 | 0.65% | 0.650% |
$10,000 | 0.95% | 0.950% | |
$50,000 | 1.25% | 1.260% | |
$100,000 | 2.25% | 2.270% | |
Five Year | $1,000 | 0.35% | 0.350% |
$10,000 | 0.45% | 0.450% | |
$50,000 | 0.75% | 0.750% | |
$100,000 | 1.25% | 1.260% | |
Starter Share Certificates | |||
One Year | $50.00 | 0.75% | 0.750% |
Two Year | $50.00 | 1.50% | 1.510% |
IRA Certificate of Deposits | |||
Effective Date: Thursday, November 7th, 2024 | |||
Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount. | |||
Term | Minimum Balance | Dividend | APY* |
One Year | $1,000 | 0.45% | 0.450% |
$10,000 | 0.85% | 0.850% | |
$50,000 | 1.25% | 1.260% | |
$100,000 | 2.25% | 2.270% | |
Two Year | $1,000 | 0.75% | 0.750% |
$10,000 | 1.15% | 1.160% | |
$50,000 | 1.50% | 1.510% | |
$100,000 | 2.50% | 2.530% | |
Five Year | $1,000 | 0.45% | 0.450% |
$10,000 | 0.55% | 0.550% | |
$50,000 | 1.00% | 1.000% | |
$100,000 | 1.50% | 1.510% |