Deposit Products
| Saving Accounts | |||
| Effective Date: Sunday, November 2nd, 2025 | |||
| Rates are subject to change daily. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. | |||
| Account Type | Minimum Balance | Dividend Paid | APY* |
| Regular Shares | $100 | 0.15% Q | 0.150% |
| IRA Shares | $100 | 0.15% Q | 0.150% |
| Kids Accounts | $25 | 0.15% Q | 0.150% |
| Christmas & Vacation Club | $100 | 0.15% Q | 0.150% |
| IRA & Regular Money Market Accounts | $1,000 | 0.50% M | 0.501% |
| $10,000 | 0.60% M | 0.602% | |
| $25,000 | 0.70% M | 0.702% | |
| $50,000 | 0.80% M | 0.803% | |
| $100,000 | 1.00% M | 1.005% | |
| Regular Certificate of Deposits | |||
| Effective Date: Sunday, November 2nd, 2025 | |||
| Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount. | |||
| Term | Minimum Balance* | Dividend | APY* |
| One Year | $1,000 | 0.50% | 0.500% |
| $10,000 | 1.00% | 1.010% | |
| $50,000 | 2.00% | 2.020% | |
| $100,000 | 3.00% | 3.040% | |
| Two Year | $1,000 | 0.50% | 0.500% |
| $10,000 | 0.75% | 0.750% | |
| $50,000 | 1.50% | 1.510% | |
| $100,000 | 2.00% | 2.020% | |
| Five Year | $1,000 | 0.50% | 0.500% |
| $10,000 | 0.75% | 0.750% | |
| $50,000 | 1.00% | 1.010% | |
| $100,000 | 1.50% | 1.510% | |
Starter Share Certificates | |||
| One Year | $50.00 | 1.00% | 1.010% |
| Two Year | $50.00 | 1.75% | 1.750% |
| IRA Certificate of Deposits | |||
| Effective Date: Sunday, November 2nd, 2025 | |||
| Dividends paid monthly. APY*=Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty may be imposed for early withdrawal of Certificate Accounts. Minimum Balance*=The minimum balance required to earn APY* and minimum opening deposit amount. | |||
| Term | Minimum Balance | Dividend | APY* |
| One Year | $1,000 | 0.50% | 0.500% |
| $10,000 | 1.00% | 1.010% | |
| $50,000 | 2.00% | 2.020% | |
| $100,000 | 3.00% | 3.040% | |
| Two Year | $1,000 | 0.75% | 0.750% |
| $10,000 | 1.50% | 1.510% | |
| $50,000 | 2.25% | 2.270% | |
| $100,000 | 3.25% | 3.300% | |
| Five Year | $1,000 | 0.50% | 0.500% |
| $10,000 | 0.75% | 0.750% | |
| $50,000 | 1.00% | 1.000% | |
| $100,000 | 1.50% | 1.510% | |
