Personal Loans
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Signature Loans

For those unexpected times in life when you could use some extra cash or just to help you pay for things you may not have the cash for, Corner Stone Credit Union offers personal loans to our members.

Personal loans include, but are not limited to:

  • Appliances
  • Bills
  • Christmas
  • Establish Credit
  • Family Related
  • Furniture
  • Home Improvement
  • Legal Fees
  • Medical/Dental
  • Moving Expenses
  • Repairs
  • School Expenses
  • Taxes
  • Vacation

What to expect:

  • Quarterly signature loan promotions
  • Fixed payments that never change
  • Terms up to 60 months
  • No prepayment penalties

Emergency Loans

We know life can throw us curve balls! Our E-1000 or E-2000 loan is available to members when they find themselves in bind & need help quick! There's no credit check but certain restrictions do apply.

Self-Replenishing Loan

A self-replenishing loan is an unsecured, pre-approved revolving loan that gives you easy access to funds. Advances can be used for anything from taxes to home improvements to school shopping. There are no access fees or annual fees.

Share or Certificate Secured Loan

If you have poor credit, no credit, or just need to rebuild your credit, a share or certificate secured loan is a great start. You maintain your savings and borrow what you need. This is a secured (collateral) loan because the funds you borrow are backed by your savings account.

Want to apply for a personal/signature loan today?

APPLY NOW

Signature Loans
Minimum payment & term: 12 months, per $1K, up to 60 months. APR*=Annual Percentage Rate.
AmountTermCredit-A APR*Credit-B APR*Credit-C APR*Credit-D APR*Credit-E APR*
Under $10K Up to 12 9.50% 11.50% 13.50% 15.50% 17.99%
Under $10K 13 - 24 10.50% 12.50% 14.50% 16.50% 17.99%
Under $10K 25 - 36 11.50% 13.50% 15.50% 17.50% 17.99%
Under $10K 37 - 48 12.50% 14.50% 16.50% 17.99% 17.99%
Over $10K 49 - 60 13.50% 15.50% N/A N/A N/A

Payday Alternative Loan (PAL)
Effective Date: Thursday, October 22nd, 2020
$500.00-$2,000.00. No Credit Check. $20.00 Loan Fee. Minimum 1 Year Membership. APR*=Annual Percentage Rate.
PAL TypeAmountTermNo Credit Check
E-1000 $500-$1K Up to 6 months 28.00% APY*
E-2000 Up to $2K Up to 12 months 28.00% APY*

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