"Serving the Community Since 1952"

Time Is Running Out to Confirm Continuation of Your Member Overdraft Privilege Service

Your Member Overdraft Privilege service on everyday debit card purchases and ATM transactions will be discontinued if we don’t hear from you by August 15, 2010*. That means when you use your card to make purchases at grocery stores, gas stations, pharmacies and so on, as well as your ATM transactions, your card will be denied if there is not enough money in your account or if the funds are not yet available. If you want to keep Member Overdraft Privilege service on your account for your everyday debit card purchases and ATM transactions, you must notify us before August 15. Call us at 800-345-5690, come in to your local branch or click on the form link below, complete and fax it to 972-218-5887

New Opt-In Overdraft Protection Rules

Printable Overdraft Protection Opt-In Form

 

Disclosure copy:

* The effective date of the change is August 15, 2010 for accounts opened before July 1, 2010. For accounts opened after July 1, 2010 the effective date of the change is July 1, 2010. Beginning August 15, 2010, we will not authorize and pay overdrafts on ATM and everyday debit card transactions without account holder consent. An overdraft (OD) fee or insufficient funds (NSF) fee of up to [$35.00] will be charged for covering overdrafts that result in a negative balance at the end of the day. Overdrafts may be created by check, ACH, online banking transactions, phone transactions or other electronic means. Recurring debit card transactions (payments that are set up to bill and pay automatically), such as an automatic draft from your health club or insurance company, may continue to be covered by your overdraft service. Once an overdraft has occurred you are required to bring your account to a positive balance within [45 days]. We reserve the right not to pay if your account is not in good standing. Contact us if you have questions.

 
Mission

Corner Stone Credit Union is committed to providing Quality Member Service and meeting Member Expectations Daily. The credit union promotes thrift and offers an excellent source of credit, while maintaining the traditional values of the credit union philosophy of..... "People Helping People"

 
Why Join a Credit Union?

Credit Unions are member owned financial cooperatives. As a member / owner, the dividends you earn on your deposits represent a return on your equity in the Credit Union. Your initial deposit to open a share account establishes your membership and makes you a part-owner in the Credit Union.

 
TO REPORT LOST OR STOLEN CSCU ATM/DEBIT CARD CALL: 1-866-546-8273
Proud Member of the Following Business Organizations

 

    
     
Your savings federally Insured up to at least $250,000; your IRA accounts insured separately up to $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration.