Loan Rates

New & Used Autos, Classics & Collectibles
Effective Date: Sunday, May 19th, 2019
New & Used Autos Year 2012 to 2019. 2011 and older same as signature rate. APR*=Annual Percentage Rate
AmountTerm (Months)Credit-A APR*Credit-B APR*Credit-C APR*Credit-D APR*Credit-E APR*
Under $25K Up to 66 4.00% 4.50% 10.25% 15.25% 16.25%
Over $25K 67 - 78 4.25% 4.75% 10.50% 16.50% 17.00%
Over $35K 79 - 84 Max 5.25% 6.00% 12.50% 17.25% 17.99%

Enterprise Car Sale
Effective Date: Sunday, May 19th, 2019
Upon used vehicle purchase from Enterprise Car Sales. Max term for special financing is 66 months. APR*=Annual Percentage Rate.
TermCredit-A APR*Credit-B APR*Credit-C APR*Credit-D APR*Credit-E APR*
Up to 66 months 4.00% 4.50% 10.25% 15.25% 16.25%

New & Used Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equip
Effective Date: Sunday, May 19th, 2019
New & Used Boats, Travel Trailers, Motor Homes, Motorcycles, ATV's, Personal Watercraft, Farm Equipment Year 2014 to 2019. 2013 and older same as signature rate. APR*=Annual Percentage Rate.
AmountTerm (Months)Credit-A APR*Credit-B APR*Credit-C APR*Credit-D APR*Credit-E APR*
Under $35K Up to 48 6.50% 7.00% 11.50% 15.25% 17.99%
Under $35K 49 - 66 7.00% 7.50% 12.50% 16.25% 17.99%
Under $35K 67 - 72 7.50% 8.50% 13.50% 17.25% 17.99%
Over $35K 73 - 84 7.75% 8.75% 14.50% 17.99% 17.99%

Maximum Secured LTV Chart
Effective Date: Sunday, May 19th, 2019
Vehicles one ton or less.
Credit RatingNew VehiclesUsed Vehicles/Refinancing
A 100% of purchase price plus TT&L, GAP & Extended Warranty 110% NADA Retail plus TT&L, GAP & Extended Warranty
B

95%-100% of purchase price plus TT&L, GAP & Extended Warranty

100% NADA Retail plus TT&L, GAP & Extended Warranty
C

90% of purchase price plus TT&L, GAP & Extended Warranty

100% NADA Clean Trade plus TT&L, GAP & Extended Warranty
D

80% of purchase price, plus TT&L, GAP & Extended Warranty

100% NADA Clean Loan plus TT&L, GAP & Extended Warranty
E

80% of purchase price, plus TT&L, GAP & Extended Warranty

100% NADA Clean Loan plus TT&L, GAP & Extended Warranty
A & B REFINANCING ONLY: 120% NADA MSRP REFINANCING ONLY: 120% NADA Retail
A & B are allowed 100% NADA Classic Car value or Certified Appraisal amount, plus TT&L on Classic and Collectibles

Vehicles Greater Than One Ton-Maximum LTV, Terms & Interest Rates for New and Used
Effective Date: Sunday, May 19th, 2019
APR*=Annual Percentage Rate.
Credit RatingLTV New or UsedMaximum TermAPR* NewAPR* Used
A 80% 60 Months 8.00% 11%
B 80% 48 Months 10.00% 13%
C 75% 48 Months 12.00% 15%
D & E 70% 36 Months 16.00% 18%

Signature Loans
Effective Date: Sunday, May 19th, 2019
Minimum payment & term: 12 months, per $1K, up to 60 months. APR*=Annual Percentage Rate.
AmountTerm (Months)Credit-A APR*Credit-B APR*Credit-C APR*Credit-D APR*Credit-E APR*
Under $10K Up to 12 9.50% 11.50% 13.50% 15.50% 17.99%
Under $10K 13 - 24 10.50% 12.50% 14.50% 16.50% 17.99%
Under $10K 25 - 36 11.50% 13.50% 15.50% 17.50% 17.99%
Under $10K 37 - 48 12.50% 14.50% 16.50% 17.99% 17.99%
Over $10K 49 - 60 13.50% 15.50% N/A N/A N/A

E-1000 Signature Loan
Effective Date: Sunday, May 19th, 2019
$500.00-$1,000.00. No Credit Check. $20.00 Loan Fee. Minimum 2 Year Membership. APR*=Annual Percentage Rate.
TermNo Credit Check
Up to 6 months 28.00% APY*

Share & CD Secured Loans
Effective Date: Sunday, May 19th, 2019
Loans Secured by Share Account or Certificate of Deposit. APR*=Annual Percentage Rate.
AmountNo Credit Check
Available Amount 5.00% APY*

Equal Housing Lender National Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act