Membership Share Savings Account

• No membership fee
• $25.00 initial deposit & minimum balance
• Minimum balance of $100.00 must be maintained to earn quarterly dividends

Platinum Share Savings Account

• Account for members > 55 years old
• $25.00 initial deposit & minimum balance
• Minimum balance of $100.00 must be maintained to earn quarterly dividends
• No fees

IRA Share Savings Account (Individual Retirement Account)

• $25.00 initial deposit
• Minimum balance of $100.00 to earn quarterly dividends
• Insured up to $250,000.00 separate from other CU deposits

IRA Money Market Account (Individual Retirement Account)

• $5,000.00 initial deposit
• Minimum balance of $5,000.00 to earn monthly dividends
• No more than 6 withdrawals per month
• Insured up to $250,000.00 separate from other CU deposits

Certificate of Deposits/IRA Certificates

• Variety of terms with fixed market rates for fixed period of time
• $500.00 Minimum
• Interest paid monthly

Kids Club (TUTMA)

• No membership fee
• For up to 10 years of age
• $10.00 initial deposit & minimum balance
• Minimum balance of $25.00 to earn quarterly dividends
• Coin/quarter book program-ask about our monthly earning program
• Ask about our Monthly Special Drawing when you save $25.00

Teen Club

• No membership fee
• For 11 to 14  years old
• $10.00 initial deposit & minimum balance
• Minimum balance of $25.00 to earn quarterly dividends
• Ask about our quarterly special drawing when you save $25 a month

Future Club

• No membership fee
• For 15 to 17  years old
• $10.00 initial deposit & minimum balance
• Minimum balance of $25.00 to earn quarterly dividends on share acct
• No monthly service fee or minimum balance on share drft acct. (requires parental signature)
• ATM/Debit Card with required parental signature
• Requires Texas or School ID
• Bring report card showing A & B grades only and be entered in cash/prize drawing per semester

Graduate Club

• No membership fee
• For 18 to 25 years old
• $25.00 initial deposit & minimum balance to earn quarterly dividends
• No monthly service fee or minimum balance on share drft acct.
• Requires Texas DL or ID and current year College ID
• Eligible to apply for credit card ( with up to $500 limit)
• Eligible to apply for $1000 18-month unsecured student loan
• Graduates to be recognized at CSCU's Annual Meeting
• Maintain a minimum GPA 3.0 per semester and be entered in cash/prize drawing per semester.

Christmas Club

• $25.00 initial deposit
• Minimum balance of $100.00 to earn quarterly dividends
• Annual disbursement of funds 1st week of November
• $30.00 early withdrawal fee

Regular Share Draft

• Membership share savings account required
• No minimum balance requirement
• Unlimited transactions
• No service fee when you maintain a minimum monthly balance of $150.00
• Low cost checks
• Must be 18 years of age (if under 18 a parent must sign on the account as a joint owner)

Platinum Share Draft (> 55 years old)

• Platinum share account required
• No minimum balance requirement
• Unlimited transactions
• No monthly service fee
• One box of Platinum checks free per year
• No fees charged, except NSF fees, Member Privilege, bank wire, and Western Union Fees

Super Share Draft

• Minimum $1000 to open
• Must maintain minimum average daily balance of $1000 to earn dividends
• Unlimited transactions
• $10 monthly fee if balance falls below $1000

Business Share Draft

• Minimum $2500 to open
• Must maintain minimum average daily balance of $1000 to earn dividends
• Unlimited transactions
• $10 monthly fee if balance falls below $2500

Money Market

• 1,000.00 initial deposit & required minimum balance
• Three checks per month
• Minimum balance of $1,000.00 to earn monthly dividends
• $10.00 monthly fee if balance falls below minimum balance required